Digital Currencies: Can Central Bank Digital Currencies (CBDCs) Replace Cash?
It took humanity thousands of years to evolve from barter to coins, from coins to paper money, and from paper to credit cards. Now, in just a...
Central Banks
De-dollarization: Can the US Dollar Lose Its Global Dominance?
Introduction Nearly 60% of global foreign exchange reserves are still held in U.S. dollars, making it by far the world’s most dominant currency. Yet this share has been steadily declining for the past two decades, down from over 70% at…
Blockchain and finance: a revolution in progress or just a passing trend?
Introduction What if one day, you could transfer millions across the globe in seconds — without a single bank involved? This isn’t a futuristic fantasy; it’s the vision promised by blockchain technology. In just over a decade, blockchain has evolved…
The Role of Central Banks in Economic Stability
Introduction Since the 2008 financial crisis, central banks around the world have injected over $25 trillion into the global economy — yet their role remains poorly understood by the public. What happens when inflation spirals out of control, financial markets…
Interest Rates and Their Impact on the Global Economy
Why can a single decision by a central bank shake the markets, slow down growth, or trigger a financial crisis? The answer lies in two words: interest rates.
